What is Buy now, pay later?

The Buy now, pay later option allows customers to pay in instalments, while businesses get paid immediately and in full. This can help increase conversions and attract customers who may not have been able to afford your products or services upfront.

Please note: Buy now, pay later only works on one-time payments at the moment.

How to accept Buy now, pay later?

To accept Buy now, pay later, you need to enable multiple payment methods for your one-time checkouts on Checkout Page. 

Here's how to do it:

1. Open your Checkout Page dashboard and click on a checkout you'd like to edit

2. Navigate to Settings, then Payment methods

   

3. Select Accept multiple payment methods (Beta)

   

4. Go to Payment methods on your Stripe account

5. Select Checkout Page from the dropdown menu labelled Select your platform and then Turn on buy now, pay later methods (or scroll down to turn them on manually)

   

6. Preview and test your checkout to make sure it is working

As a Checkout Page customer, you may have noticed the label Beta on our Accept multiple payment methods feature. This means that we are still in the process of testing and improving this feature.

While it is available for you to use, it may contain some limitations or bugs that we are working to resolve. We wish to provide you with early access to this feature and gather your feedback but also want to manage your expectations by letting you know that it's still in the testing phase.

We appreciate your understanding as we work to make this feature the best it can be for your business.

Supported services

Currently, Checkout Page supports the following Buy now, pay later services.

These payment methods only support certain currencies and countries, and there are specific transaction limits as well.

Please note: Both merchant and customer have to be in one of the supported countries for Stripe to enable the Buy now, pay later service on checkout.

Affirm

Affirm is a Buy now, pay later service based in the United States. 

It is available to merchants and customers who are also based in the United States, processing payments in USD.

The minimum transaction amount for Affirm is 50 USD and the maximum transaction limit is 30,000 USD.

Afterpay / Clearpay

Afterpay / Clearpay service is currently available for merchants and customers in select countries, processing payments in any of the supported currencies.

The minimum transaction amount for Afterpay / Clearpay is 1 USD and the maximum transaction limit is 2,000 USD or equivalent.

Please note: To enable Afterpay / Clearpay as a payment method on Checkout Page, the checkout needs to contain the shipping address fields.

The checkout needs to include the following fields:

• Customer name

• Shipping address line 1

• City

• Country - this needs to include the two-letter country code (e.g. US - United States, UK - United Kingdom as per the table below)

• Postal code

Learn how to add custom fields here

Klarna

Klarna is a service available for merchants and customers in Europe and the United States.

The minimum transaction amount for Klarna is 10 USD (or equivalent) and the maximum transaction limit is 5,000+ USD, depending on individual account limits.

You can find more information on Stripe's Buy Now, Pay Later Guide